Talk small business finance to most business owners and they will tell you that it's a fantasy unless you have substantial assets. That could be about to change with an industry-first Business Funding Guide to help small business owners and their accountants to crack credit crunch. It's no 'silver bullet' through the financial fantasyland bubble, but it should greatly help business to be more strategic in assessing what they need and the best ways of achieving it. The guide,

Falling residential property prices with worse to come poses a serious threat to small business owners who have used their homes for a business loan guarantee. Australian small business owners have continued to use their homes as a guarantee in recent years, but with property values declining across the country and bank interest rates on the rise, Jirsch Sutherland, a specialist insolvency and business recovery practice, is warning SMBs of the dangers that may lay ahead. Rece

The peak body for Australian small businesses wants the banking royal commission to go past the numbers and examine the human impact of poor